Your Thoughts and Experiences

Canada's new Registered Disability Savings Plan holds great promise for people with disabilities. But will the RDSP deliver?

There are some promising signs, but also inexplicable delays and discrepancies that make me wonder.

As of writing for instance, there are only 3 financial institutions that even offer the plan at all. And two of those appear to be quite secretive about releasing details as to how their plans will actually work.

And as for the one bank that does at least have an online application - there are a number of questions that come up.

For instance, there are references to the ability to charge fees, but no indication as to what the fee is, or is free (for now at least)? It doesn't say so explicitly, which makes me wonder.

I have other questions too, which I'll share below.

But, I also want to hear your thoughts and opinions too.

And also, it would be really helpful for the pioneers that open a plan to share their experiences too. Was it easy? Were you happy with the process, the product and the information and service you received?

Let us know what you're thinking.

Tell us your thoughts or experiences with the RDSP program

We'd love to know what you think about the RDSP / REEI program. Are you happy with the way it's set up? Have you had good experiences in dealing with the financial institutions or the government with the RDSP? Tell us what you're thinking!

Or... Do you have a news tip to add about the RDSP / REEI in Canada? Share it!

What Other Visitors Have Said

Click below to see contributions from other visitors to this page...

RDSP and Down Syndrome - a good match? 
Hello, I have been looking at the RDSP for my 48 year old Down's Syndrome sister. Since this will be an initial set up and given the average life …

Various RDSP Observations 
Having regard to my previous post concerning the difficulties parents may encounter when trying to set up a DSP for an intellectually disabled son or daughter …

Can parent open RDSP for mentally disabled adult child? 
Has anyone considered what the requirement of "legally authorized to act on behalf of the Beneficiary" means or entails in the case of parents of a mentally …

RDSP Math 101 - Has anyone out there done the math for a RDSP? 
As a parent contributing to a RDSP, I will not be in the picture when the payments start to come out of a RDSP. In order to serve the needs of the beneficiary …

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